New: automatic bank sync & AI Bookkeeper

Your money, on autopilot. Your books, always ready.

KitFiler Money syncs your banks, reads your receipts, forecasts your cash and produces real P&L and balance-sheet reports — in one workspace you can share with your partner, team or accountant.

  • 12,000+ banks via Plaid
  • Read-only & encrypted
  • We never sell your data

Just looking? Try the demo: demo@kitfiler.com / Demo!ChangeMe1

12,000+banks & card issuers supported through Plaid
2 yearsof transaction history imported when you connect
4 rolesOwner, Admin, Editor & read-only Viewer for shared workspaces
CSV & PDFexports for every report — your data is always yours
Why KitFiler

More than a budgeting app

Most money apps stop at tracking spending. KitFiler also does the bookkeeping — so the same data that runs your household budget can answer your accountant's questions.

✨

An AI bookkeeper with its own inbox

Every user gets a private address like you@ai.kitfiler.com. Forward receipts, invoices and statements — KitFiler reads them and posts the transactions for you to review.

How it works →
📊

Real reports, not just charts

Profit & loss and balance-sheet statements with monthly trends and click-to-drill detail. Print them, or download CSV and PDF for your accountant or lender.

See the reports →
👥

Built to be shared

Invite a partner, co-founder or bookkeeper to a shared workspace with the right permissions — from full control to read-only. Everyone sees the same numbers.

Team features →
Product tour

Everything you need, working together

Automatic bank sync

Connect once. Stay up to date forever.

Link checking, savings, credit cards and loans from over 12,000 institutions. New transactions and balances flow in automatically — pending charges are updated when they post, and your edits are never overwritten.

  • Link to accounts you already track without duplicating history
  • Your category rules apply automatically to every new transaction
  • Read-only access — KitFiler can never move money
AI Bookkeeper

Forward a receipt. Ask a question. Done.

Your personal @ai.kitfiler.com inbox turns receipts, invoices, PDFs, photos and CSV statements into categorized transactions. Then just ask: “How much did we spend on dining this quarter?”

  • Reads PDFs, images, text and CSV attachments
  • Everything lands as “to review” so you stay in control
  • Answers questions using only your workspace's data
Cash flow & forecasting

See where money goes — and where it's heading.

A flow diagram shows every dollar from income to spending and savings. The forecast projects your balance up to 180 days ahead from your bills and paychecks, and warns you before an account runs low.

  • Income → categories → savings, in one picture
  • 30, 60, 90 or 180-day balance projections
  • Low-balance alerts right on your dashboard
Budgets & insights

Budgets that bend, insights that notice.

Split budgets into fixed bills, flexible spending and non-monthly costs, and let leftovers roll over. Every month KitFiler writes you a review: what went up, what's new and where you're on track.

  • Fixed, flexible and non-monthly budgets with rollover
  • Spending-pace chart compares this month with last
  • Automatic Monthly Review highlights what changed
Business-grade reports

From receipts to a profit & loss in one click.

Run a side business, freelance, or manage a small company? KitFiler produces proper profit & loss and balance-sheet statements, with monthly or quarterly trends and drill-down to every transaction behind a number.

  • P&L and balance sheet: trend or point-in-time
  • Click any figure to see the transactions behind it
  • Print, or export to CSV and PDF
And much more

Small details that save hours

🔍

Subscription detection

Finds recurring charges you forgot about and flags price increases.

📅

Bill calendar

See every bill and paycheck on a calendar, with overdue warnings.

✂️

Split transactions

Divide one purchase across several categories in seconds.

🏷️

Tags

Label spending by trip, project or client and filter instantly.

✅

Bulk review

Select many transactions to categorize, tag or mark reviewed at once.

⚙️

Smart rules

Create a rule from any transaction and apply it to past ones too.

🎯

Goals

Know exactly how much to save each month to hit your target date.

🧮

Planning tools

Debt payoff (avalanche vs snowball), mortgage and savings calculators.

💚

Financial health score

Emergency fund, savings rate and debt load rolled into one number.

📈

Net worth tracking

Snapshots of assets and liabilities, charted over time.

📥

CSV import

Bring years of history from any bank or spreadsheet.

💼

Customers & payees

Keep contact details for clients and vendors alongside their transactions.

Who it's for

One workspace, however you manage money

🏠

Households & couples

Share one budget with your partner, each with your own login. Track bills, goals and net worth together.

  • Shared budgets & goals
  • Bill calendar for the whole family
  • Separate logins, same numbers
🏢

Small teams & bookkeepers

Invite colleagues or your accountant with the right role. Viewers can read reports without touching the books.

  • Owner, Admin, Editor & Viewer roles
  • Balance sheet & drill-down
  • Switch between multiple teams
Still using spreadsheets?

Keep the control. Lose the busywork.

Import your existing spreadsheet in minutes, then let KitFiler handle the updating, categorizing and reporting.

Start with your data
SpreadsheetKitFiler
Transactions update themselves—✓
Receipts read automatically—✓
Auto-categorize with rulesFormulas✓
Cash-flow forecastManual✓
P&L and balance sheetManual✓
Shared with roles & permissionsLimited✓
Works on your phoneFiddly✓
Security & privacy

Your financial data, treated with care

KitFiler is built around least-privilege access. We only ask for what's needed to run the product, and we never sell personal data.

🔒Bank logins stay with your bankYou sign in through Plaid; KitFiler never sees your bank password.
👁️Read-only accessConnections can read balances and transactions — never move money.
🔑Encrypted connectionsHTTPS everywhere; bank access tokens are encrypted at rest.
👥Team-scoped permissionsEach workspace is isolated, with roles from Owner to read-only Viewer.
🚫No ads, no data sellingEssential cookies only. See our privacy policy.
🗑️Leave any timeExport your reports and request data deletion whenever you like.
Get started in minutes

Three steps to a clear picture

1

Create your workspace

Sign up with Google or email. A private workspace is created for you automatically.

2

Bring in your money

Connect your banks, import a CSV, or forward receipts to your AI inbox.

3

Plan, share & grow

Set budgets and goals, invite your partner or accountant, and watch your net worth climb.

FAQ

Questions, answered

What makes KitFiler different from other budgeting apps?

Besides budgets and spending tracking, KitFiler does real bookkeeping: an AI inbox that turns receipts into transactions, profit & loss and balance-sheet reports with drill-down, and shared workspaces with roles for partners, teams and accountants.

Which banks can I connect?

KitFiler uses Plaid, which supports more than 12,000 banks, credit unions and card issuers in the US and Canada. You can also import CSV files from any bank, or add accounts manually.

How does the AI Bookkeeper work?

Every user gets a private address ending in @ai.kitfiler.com. Forward receipts, invoices or statements (PDF, images, text or CSV) and KitFiler extracts the transactions and adds them as “to review”. You can also chat with it about your own numbers.

Can I share my finances with my partner or accountant?

Yes. Invite people to your workspace as Admin, Editor or read-only Viewer. Each person keeps their own login, and you can belong to several workspaces — for example your household and your business.

Can KitFiler move my money?

No. Bank connections are read-only. KitFiler can see balances and transactions but can never make payments or transfers.

Can I get my data out?

Always. Reports export to CSV and PDF, and you can request deletion of your account data at any time from our data deletion page.

Put your money on autopilot today.

Create your workspace in under a minute — connect a bank, forward a receipt, and see your whole picture.